ChatGPT Status · History · Incident #158241

ACTIVE INCIDENT

Elevated error rates with some U.S. business Mastercards

Minor · Started Nov 6, 2026 · 6:38 PM

  • Duration

    Ongoing

  • Severity

    Minor

  • Detection lead

    —

  • User reports

    Peak 2/hr

Summary

Elevated error rates with some U.S. business Mastercards

We’ve applied a mitigation and are monitoring the affected services to confirm recovery.


  • Started

    Nov 6, 2026 · 6:38 PM

  • Status

    Monitoring

  • Duration

    Ongoing

  • Severity

    None

Event timeline

How this incident unfolded

  • ◆

    Identified

    Nov 6 · 6:38 PM ChatGPT

    **Investigating — We’re seeing payment declines on some U.S. business Mastercards. Affected cards have numbers beginning with 544015, 546400, 543502, 543799, or 512998. Some cards beginning with 513989 are also affected.** **For API customers, this can prevent automatic recharges and one-time credit purchases. If your prepaid balance runs out, your API requests may fail.** **If you use one of these cards, we recommend adding a card from a different issuer before your next payment, even if you haven’t seen a decline. If an API credit purchase has already failed, use the new card to retry the purchase.** **We’re working with our payment partners and will share updates here.**

  • ◆

    Identified

    Nov 6 · 6:50 PM ChatGPT

    Investigating — We’re seeing payment declines on some U.S. business Mastercards. Affected cards have numbers beginning with 544015, 546400, 543502, 543799, or 512998. Some cards beginning with 513989 are also affected. For API customers, this can prevent automatic recharges and one-time credit purchases. If your prepaid balance runs out, your API requests may fail. If you use one of these cards, we recommend adding a card from a different issuer before your next payment, even if you haven’t seen a decline. If an API credit purchase has already failed, use the new card to retry the purchase. We’re working with our payment partners and will share updates here.

  • ◉

    Monitoring

    Nov 7 · 1:29 AM ChatGPT

    We’ve applied a mitigation and are monitoring the affected services to confirm recovery.

User reports · incident window

Report volume over time

Hourly report count. Red bars mark the incident window.

Peak: 2 reports/hr

← Before incident After →

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